Wednesday, September 23, 2009

Tip for VISA Debit Card Holders

For most members, it is NOT recommended that a VISA Debit Card be used for hotel and automobile reservations. The problem originates from the excess authorization holds that hotels and car rental companies place on the VISA Debit Card at the time of the initial reservation or check-in. Members who do not have an account balance well above the amount of the transaction may see transactions declined on other purchases because of the high authorization hold placed by the hotel or car rental company. Most hotel and car rental companies realize this potential problem and discourage the use of a VISA Debit Card for reservations. It is advisable to utilize a credit card for the initial reservation transaction. The VISA Debit Card should only be used upon final checkout of a hotel room or return of a rental vehicle.

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